FDIC delays signage rule compliance until 2027 

At its board meeting, the FDIC extended the compliance date for its final rule on signage and advertising requirements. 

Details: The rule sets forth signage requirements on insured depository institutions’ digital deposit-taking channels, ATMs, and like devices. The compliance date, which was initially slated for Jan. 1, 2025, has been delayed until Jan. 1, 2027. 

Background: The FDIC in August proposed amending regulations governing the display of the FDIC official digital sign and non-deposit signage. The proposed changes were intended to revise requirements adopted in a 2023 final rule that established FDIC official digital sign and required signage for ATMs and digital banking channels.   

ICBA Resource: ICBA Education offers an FDIC Signage and Advertisement Requirements Policy designed to help community banks adhere to the regulations.