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About TCM Bank

Our mission is to support ICBA, community banks, and our customers by connecting the best credit card services and technology with an inclusive, relationship-driven approach that elevates our communities.

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TCM strengthens your bank, so you can strengthen your community. 

TCM Bank, N.A., a subsidiary of ICBA Payments, helps your community bank grow with a well-rounded selection of credit cards that come without the hassle of starting and managing a program yourself. TCM was founded in 1998 by ICBA Payments and has been supporting community banks for 25 years. Our services include portfolio purchasing and agent bank credit card program options.

Partnered With Over 750 Community Banks

Credit cards are our only product, and community banks are our main partners. So, you can trust us to improve customer relationships with our professionally managed, fully branded credit card programs and to never cross-sell other products to your customers.

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We Bank on Diversity

TCM Bank strives to promote a diverse and inclusive environment that respectfully embraces the talents and individuality of all employees. Diversity, collaboration, and inclusion is what makes us powerful. Together, we champion the growth and success of every individual in the communities we serve. We bank differently, because we are different.

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Why TCM Bank?

  • Start-up programs

  • Portfolio purchasing with option to buy back portfolio

  • Full product suite: Personal, Secured, Business, Purchasing cards

  • Compliance relief

  • 24/7 customer contact center – real people, not robots

  • Board of Directors are community bankers

  • Part of TCM's revenue goes to ICBA’s support for community banks

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“TCM Bank is a wonderful partner bank for our Business Credit Card Program. The process of applying online is simple and straightforward. We get good communication from them and when issues arise on a credit decision, they allow us the opportunity to provide additional input.”

“TCM has been a great partner, managing our customers with a high degree of service, and communicating with our team during underwriting to help approve applications.”

"TCM is a wonderful company to work with, they are friendly, helpful, and responsive. Their online portal is user friendly and has great resources for the agents."

Meet the TCM Bank Team

Staff Directory

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Board of Directors

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Work at TCM Bank

If you are looking for a company where every day is an opportunity to make an impact in your career, your community, and your life, TCM Bank may be the place for you.

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