About TCM Bank

Our purpose is to support ICBA, community banks, our agents and our customers by providing the most satisfying credit card related services ever.

Staff Directory Board of Directors

TCM strengthens your bank, so you can strengthen your community. 

TCM Bank, N.A., a subsidiary of ICBA Bancard, helps your community bank grow with a well-rounded selection of credit cards that come without the hassle of starting and managing a program yourself.

TCM was founded in 1998 by ICBA Bancard and has been supporting community banks for 24 years. Our services include portfolio purchasing and agent bank credit card program options.


Partnered With Over 780 Community Banks

Credit cards are our only product, and community banks are our main partners. So, you can trust us to improve customer relationships with our professionally managed, fully branded credit card programs and to never cross-sell other products to your customers.


We Bank on DiversityTM

TCM Bank strives to promote a diverse and inclusive environment that respectfully embraces the talents and individuality of all employees. Diversity, collaboration, and inclusion is what makes us powerful. Together, we champion the growth and success of every individual in the communities we serve. We bank differently, because we are different.


Why TCM Bank

  • Start-up programs

  • Portfolio purchasing with option to buy back portfolio

  • Full product suite: Personal, Secured, Business, Purchasing cards

  • Compliance relief

  • In-house customer contact center – real people, not robots

  • Board of Directors are community bankers

  • Profits go to ICBA’s support for community banks

Our Mission

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Our purpose is to support ICBA, community banks, our agents and our customers by providing the most satisfying credit card related services ever.