FDIC: CRA exams will occur less frequently for most banks
11/10/25
The FDIC announced that Community Reinvestment Act evaluations will occur less frequently for most institutions.
Details: The FDIC said:
Its Consumer Compliance Examination Manual has been revised to reflect an updated CRA examination frequency schedule.
The update establishes a new compliance mid-point risk analysis for certain institutions.
Institutions will be on an examination cycle of 66-78 months, 54-66 months, or 24-36 months, depending on their asset size.