Agencies adjust CRA asset thresholds  

Federal regulators announced the 2025 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community Reinvestment Act regulations.   

Details: Effective Jan. 1:   

• “Small bank” means an institution that had assets of less than $1.649 billion as of Dec. 31 of either of the prior two calendar years.   

• “Intermediate small bank” means a small institution with assets of at least $412 million as of Dec. 31 of both of the prior two calendar years and less than $1.649 billion as of Dec. 31 of either of the prior two calendar years.