ICBA wrote to the OCC in strong support of its interim final rule clarifying national banks' authority to charge noninterest charges and fees, including interchange fees from credit and debit card operations.

ICBA said the OCC acted to preserve the uniform operation of the national banking system, protect consumers' and small businesses' access to electronic payments, and give community banks the clarity they need to operate in an increasingly complex payments landscape. ICBA urged the agency to finalize the rule without delay.