ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, blog posts, advocacy letters and other news that impacts community bankers.
Scaling your community bank's core as you grow
As community banks grow, their cores need to, too. We spoke with experts on how to prepare your core for scalability and growth.
April 15, 2023 |
Independent Banker
Payments Growing the Community
Charles Potts: 4 great places to recruit tech talent
Upgrade your community bank's efforts to recruit qualified innovation candidates.
April 14, 2023 |
Independent Banker
Agencies issue updated HMDA guide
The Federal Financial Institutions Examination Council issued the 2023 edition of “A Guide to HMDA Reporting: Getting It Right!” for HMDA-related data collection and reporting.
April 14, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Strongly Opposes SBA Rule Opening 7(a) Program to Unregulated Fintechs
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Small Business Administration final rule on its 7(a) program.
April 14, 2023 |
Press Release
Fintech Regulation Small Business Administration
Add text-to-pay to your payments toolbox
When it comes to payments, customers want convenience. With text-to-pay, community banks can help small businesses meet the needs of their customers.
April 13, 2023 |
Independent Banker
Payments
ICBA to FDIC: Exempt Community Banks from Special Assessment
The Independent Community Bankers of America (ICBA) today called on the Federal Deposit Insurance Corporation to completely exempt community banks from any special assessment to recover Deposit Insurance Fund losses caused by the failures of Silicon Valley Bank and Signature Bank of New York.
April 13, 2023 |
Press Release
Deposit Insurance
ICBA releases 1071 rule summary ahead of briefing
ICBA published a summary of the Consumer Financial Protection Bureau’s recently released Section 1071 final rule ahead of tomorrow’s ICBA briefing on the rule.
April 13, 2023 |
ICBA NewsWatch Today
Compliance
Jim Reber: Performance? Simple
Some of the least complex bonds now have attractive returns.
April 12, 2023 |
Independent Banker
Growing the Community
Webster Bank's financial literacy
To help the children of low- to moderate-income families, Webster Bank made a $100,000 donation to the Wakeman Boys & Girls Club to aid financial education.
April 11, 2023 |
Independent Banker
FDIC signage and advertising requirements proposal
ICBA wrote in support of a new FDIC proposal to update signage requirements across all banking channels to clearly distinguish insured deposits from noninsured deposits and combat misleading statements to customers regarding the safety of their deposits.
April 11, 2023 |
ICBA NewsWatch Today
Deposit Insurance
Latest ICBA podcast on winning the talent war
The latest episode of ICBA’s “Independent Banker” podcast focuses on thinking creatively about recruitment amid the Great Resignation.
April 11, 2023 |
Podcast
ICBA urging grassroots outreach on farm bill principles
ICBA is calling on community bankers to urge their members of Congress to include six key principles in this year’s farm bill.
April 11, 2023 |
ICBA NewsWatch Today
Agriculture
Lindsay LaNore: Crafting a standout job post
Ideas for capturing the attention of the perfect candidate for your position
April 10, 2023 |
Independent Banker
CFPB reports on small entities’ calls to restrict impact of 1033 rule
The CFPB this week released its Small Business Regulatory Enforcement Fairness Act report on its pending rulemaking to establish standards for sharing consumer financial data, setting the stage for the bureau to issue a proposed rule.
April 10, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Welcomes KlariVis as Newest Preferred Service Provider
ICBA announced today that KlariVis has been selected as the newest Preferred Service Provider. KlariVis, an ICBA ThinkTECH Accelerator program alumni, aggregates high-value, actionable bank data into intuitive, interactive dashboards for more informed decisioning.
April 10, 2023 |
Press Release
Advocacy Community Bank Awareness
Are your community bank's BSA/AML programs up to date?
FinCEN recently reported that a bank willfully violated the Bank Secrecy Act, highlighting the importance of community banks updating their BSA/AML programs.
April 09, 2023 |
Independent Banker
Compliance
Native American Bank supports Indian country's recovery
Native American Bank secured financing for the construction of a $10 million opioid treatment clinic in North Dakota as just one effort in a series of community projects.
April 08, 2023 |
Independent Banker
Derek Williams: A relationship-first approach
For years, megabanks have said they would outperform us, that our business models wouldn’t hold. But we are gaining ground instead of losing it, and that all stems from our relationship-first approach.
April 07, 2023 |
Independent Banker
How to market your community bank as an employer
In the wake of the Great Resignation, the hiring landscape is tough. Learn how to get the word out about why your community bank is a great place to work.
April 06, 2023 |
Independent Banker
FDIC reports effective consumer compliance
The FDIC conducted roughly 1,000 consumer compliance examinations last year and found supervised institutions demonstrated effective management of their consumer compliance responsibilities, the agency said.
April 06, 2023 |
ICBA NewsWatch Today
Compliance
CFPB launches 1071 technical support program
The Consumer Financial Protection Bureau launched a technical support program to help financial institutions implement and comply with its newly released Section 1071 final rule.
April 06, 2023 |
ICBA NewsWatch Today
Compliance
6 ways community banks can build a better onboarding experience
The first few weeks of an employee starting a new job are pivotal in terms of how they’ll connect to the bank and their role. We spoke with community bankers about how they perfected their onboarding processes.
April 05, 2023 |
Independent Banker
Community banks putting community first
Community banks do more than meet the financial needs of their customers and communities. They go above and beyond to make a difference in revitalizing, building and serving their communities. Here, we look at what three community banks are doing to improve the lives of the people they serve.
April 05, 2023 |
Independent Banker
Rebeca Romero Rainey: The importance of outreach
Through national advertising, media relations outreach, social media and more, we will differentiate community banks in the hearts and minds of Americans.
April 05, 2023 |
Independent Banker
Community Bank Month Highlights Benefits and Differentiators at Important Time
In recognition of Community Banking Month in April, the Independent Community Bankers of America (ICBA) and the nation’s community banks are reminding consumers of the benefits of banking locally with a community bank.
April 05, 2023 |
Press Release
Community Bank Awareness
CFPB issues guidance on abusive conduct
The Consumer Financial Protection Bureau issued a policy statement that explains the legal prohibition on abusive conduct in consumer financial markets and summarizes precedent.
April 04, 2023 |
ICBA NewsWatch Today
Compliance
Aaron Stetter: Return to Capitol Hill
The 2023 ICBA Capital Summit is next month. Here’s a peek at what you can expect from the premier community bank advocacy event.
April 03, 2023 |
Independent Banker
Advocacy
Meet ICBA's 2023/24 board of directors
With many important legislative and regulatory changes on the horizon, the 2023/24 ICBA board of directors is ready to step up for community bankers across the country. They spoke to us about the importance of grassroots advocacy and how community banks can leverage technology to serve customers.
April 03, 2023 |
Independent Banker
FinCEN reports on business email compromise in the real estate sector
The Financial Crimes Enforcement Network issued an analysis on patterns and trends identified in Bank Secrecy Act data relating to business email compromise in the real estate sector in 2020 and 2021.
April 03, 2023 |
ICBA NewsWatch Today
Compliance
Hsu says overdraft practices pose UDAP risks
Acting Comptroller of the Currency Michael Hsu said not all overdraft fees present equal compliance risks and spotlighted “authorize positive, settle negative” and re-presentment fees as particularly risky.
April 03, 2023 |
ICBA NewsWatch Today
Compliance
ICBA Launches National Campaign: Now More Than Ever, Community Banks Are the Best Financial Choice for Consumers
With banking news making national headlines, ICBA is delivering a powerful and timely message to consumers: Where you choose to bank matters, and community banks are best positioned to serve your financial needs.
April 03, 2023 |
Press Release
Deposit Insurance
ICBA Hires Sam Mayper as Vice President of Congressional Relations
The Independent Community Bankers of America (ICBA) today announced the hire of Sam Mayper as vice president of congressional relations.
April 03, 2023 |
Press Release
Advocacy
Member Benefits: ICBA's national public awareness campaign
At ICBA LIVE 2023, ICBA announced the launch of its national public awareness campaign targeting millennials, who now present a significant market opportunity for community banks.
March 30, 2023 |
Independent Banker
ICBA to CFPB: Failure to Exempt Community Banks in Final 1071 Reporting Rule Raises Significant Privacy Concerns
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Consumer Financial Protection Bureau’s final rule implementing data collection and reporting requirements for small-business loans.
March 30, 2023 |
Press Release
Compliance
ICBA Supports White House Call for Community Bank Exemption from Replenishing Deposit Insurance Fund
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s White House announcement on community banks and the Deposit Insurance Fund.
March 30, 2023 |
Press Release
Deposit Insurance
ICBA, State Affiliates Urge CFPB to Improve Mortgage Disclosures
The Independent Community Bankers of America (ICBA) and 42 affiliated state banking associations today called on the Consumer Financial Protection Bureau to approve a proposed template that would improve mortgage disclosures required under TILA-RESPA Integrated Disclosure (TRID) rules.
March 29, 2023 |
Press Release
Compliance
CFPB says TILA doesn’t preempt state disclosure laws
The Consumer Financial Protection Bureau said state disclosure laws covering lending to businesses in California, New York, Utah, and Virginia are not preempted by the federal Truth in Lending Act.
March 29, 2023 |
ICBA NewsWatch Today
Compliance
ICBA to Congress: CFPB Should Delay 1071 Rule as Supreme Court Considers Constitutionality
The Independent Community Bankers of America (ICBA) today called on the Consumer Financial Protection Bureau to delay the release of its final rule implementing Section 1071 small-business data collection and reporting requirements until the Supreme Court has ruled on the constitutionality of the agency’s funding structure.
March 28, 2023 |
News
Compliance Data Security/Fraud
ICBA offers custom op-ed distinguishing community banks
ICBA is offering community bankers a new customizable op-ed to help differentiate community banks from larger and riskier financial institutions.
March 27, 2023 |
ICBA NewsWatch Today
Community Bank Awareness
FinCEN publishes guidance on beneficial ownership reporting
The Financial Crimes Enforcement Network published its first set of guidance materials to help small businesses understand upcoming beneficial ownership information reporting requirements taking effect on Jan. 1, 2024.
March 27, 2023 |
ICBA NewsWatch Today
Compliance
ICBA continues differentiating community banks in media
ICBA continued its media push to differentiate community banks from larger institutions and to ensure any response to recent banking industry developments does not rope in community banks.
March 24, 2023 |
ICBA NewsWatch Today
Advocacy Community Bank Awareness Regulatory Relief
Due today: ICBA ThinkTECH Accelerator applications
Today is the application deadline for the initial 2023 ICBA ThinkTECH Accelerator program, which is scheduled to run April 24-June 30.
March 24, 2023 |
ICBA NewsWatch Today
Court rules for CFPB funding structure ahead of Supreme Court review
A U.S. appeals court ruled that the Consumer Financial Protection Bureau’s funding structure is constitutional as the Supreme Court prepares to consider the question later this year.
March 24, 2023 |
ICBA NewsWatch Today
Compliance
Comments on TRID mortgage disclosures due next week
ICBA continues encouraging community bankers to submit comments by next week’s deadline urging the Consumer Financial Protection Bureau to test and ultimately adopt an ICBA proposal to update mortgage disclosures.
March 23, 2023 |
ICBA NewsWatch Today
Compliance
ICBA backs bill to enhance regulatory flexibility
ICBA expressed support for legislation to support more flexible agency rules that take account of the size and compliance resources of small businesses.
March 23, 2023 |
ICBA NewsWatch Today
Compliance
ICBA urges FinCEN to modify proposed beneficial owner reporting form
ICBA called on the Financial Crimes Enforcement Network to modify its proposed form for collecting beneficial ownership information from reporting companies.
March 22, 2023 |
ICBA NewsWatch Today
Technology FinCEN
Yellen remarks reflect ICBA calls for policy that doesn’t pick winners and losers
Treasury Secretary Janet Yellen said her department is committed to ensuring the ongoing health and competitiveness of the community banking system, reflecting ICBA’s calls for policymakers to ensure deposit insurance policy does not pick winners and losers in the banking system.
March 22, 2023 |
ICBA NewsWatch Today
Advocacy Community Bank Awareness
CFPB expands survey of credit card issuers
The Consumer Financial Protection Bureau announced an updated survey of credit card issuers designed to help consumers and families compare interest rates and other features when shopping for a new credit card.
March 22, 2023 |
ICBA NewsWatch Today
Compliance
ICBA: Community Banks Remain Healthy and Vibrant
Independent Community Bankers of America President and CEO Rebeca Romero Rainey today issued the following statement on today’s remarks from Treasury Secretary Janet Yellen.
March 21, 2023 |
Press Release
Advocacy Community Bank Awareness
FS-ISAC warns of cybercrime following SVB failure
The Financial Services Information Sharing and Analysis Center’s latest weekly risk summary warns that community institutions should anticipate that cybercriminals will attempt to capitalize on uncertainty following the collapse of Silicon Valley Bank.
March 20, 2023 |
ICBA NewsWatch Today
Cybersecurity Technology
Biden pushes tougher penalties for executives after bank closures
President Joe Biden called on Congress to authorize tougher penalties for senior bank executives whose mismanagement contributed to their institutions failing.
March 20, 2023 |
ICBA NewsWatch Today
Too-Big-To-Fail/Systemic Risk
CFPB updates rules with agency contact info
The Consumer Financial Protection Bureau issued a final rule to make non-substantive corrections and updates to federal agency contact information in Regulations B, E, F, J, V, X, Z, and DD.
March 20, 2023 |
ICBA NewsWatch Today
Compliance
Romero Rainey: ICBA fighting for community banks
ICBA continues to distinguish community banks from larger and riskier financial institutions among policymakers and the news media in the wake of recent large bank failures, ICBA President and CEO Rebeca Romero Rainey said in a weekend alert to community bankers.
March 20, 2023 |
ICBA NewsWatch Today
Too-Big-To-Fail/Systemic Risk
FDIC announces Signature Bank buyer
The FDIC announced a purchase-and-assumption agreement with Flagstar Bank of Hicksville, N.Y., for substantially all deposits and certain loan portfolios of Signature Bridge Bank.
March 20, 2023 |
ICBA NewsWatch Today
Too-Big-To-Fail/Systemic Risk
ICBA Denounces Remarks from Treasury Secretary Janet Yellen on Bailouts for Systemically Risky Institutions
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s testimony from Treasury Secretary Janet Yellen that uninsured deposits will be protected only at depository institutions that pose systemic risks to the financial system.
March 17, 2023 |
Press Release
Deposit Insurance Deposit Insurance
Build Up Your Protections
Fraud remains a pervasive and growing problem for community banks—with tangible losses. According to a survey from LexisNexis Risk Solutions, every dollar lost to fraud costs U.S. financial services firms $4.23, 16 percent higher than in 2020.
March 16, 2023 |
Payments Quarterly
Payments
Georgia Banker Elected ICBA Chairman
Derek B. Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., was elected chairman of the Independent Community Bankers of America (ICBA) for 2023-24. His term begins March 16 at the conclusion of the ICBA LIVE national convention in Honolulu.
March 16, 2023 |
News
ICBA Announces 2023-24 Executive Committee
The Independent Community Bankers of America today announced the election of its 2023-24 Executive Committee during the 2023 ICBA LIVE national convention in Honolulu.
March 16, 2023 |
News
Advocacy
NCUA considering ICBA-opposed subordinated debt today
With the National Credit Union Administration meeting today on a rule to relax restrictions on issuing subordinated debt, a former NCUA official raised concerns in a recent blog post.
March 16, 2023 |
ICBA NewsWatch Today
Credit Unions
FedNow Service will launch in July
The Federal Reserve is scheduled to launch its FedNow Service in July, Fed officials announced at ICBA LIVE 2023 in Hawaii.
March 16, 2023 |
ICBA NewsWatch Today
Federal Reserve
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
Marketing Resource Center
Visit this page regularly for new customizable press releases, opeds, tutorials, sharable videos, tip sheets, and sample social media posts which are available exclusively for ICBA members.
Access the toolkit
Example Text
ICBA NewsWatch Today
ICBA offers numerous specialty newsletters related to the community banking industry. Sign up for ICBA's daily email news bulletin for current and breaking industry news
Read Articles
Example Text
Subscribe to Independent Banker Magazine
Independent Banker® is the monthly publication of the Independent Community Bankers of America, recognized as the number one source ICBA members rely on for community banking news.
Subscribe Now
Example Text
Manage Your Email Notifications and Subscriptions
Sign up to receive or manage your email messages from ICBA. Questions? Contact ICBA.
Subscribe Now
Example Text