ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, blog posts, advocacy letters and other news that impacts community bankers.
ICBA continues urging participation in EGRPRA review
ICBA recently issued a guide to help community bankers participate in the Economic Growth and Regulatory Paperwork Reduction Act review process launched by banking regulators this year.
September 24, 2024 |
ICBA NewsWatch Today
Agencies/Regulators
Powering Potential: Strengthening Community Banking State by State
ICBA’s links with state banking associations help shape organizational growth and drive powerful collaborations.
September 24, 2024 |
Independent Banker
Advocacy
ICBA briefing today ahead of EGRPRA outreach meeting
With the federal banking agencies hosting a virtual outreach meeting this week under their latest Economic Growth and Regulatory Paperwork Reduction Act review, ICBA is hosting a briefing at 1 p.m. (Eastern time) today for bankers delivering oral comments.
September 23, 2024 |
ICBA NewsWatch Today
Agencies/Regulators
ICBA files appellate brief in CRA rule legal challenge
ICBA and other groups filed an appellate brief with the U.S. Court of Appeals for the 5th Circuit as part of their legal challenge to federal banking regulators’ Community Reinvestment Act final rule.
September 23, 2024 |
ICBA NewsWatch Today
CRA
CFPB proposes amendment to remittance transfer rule
The Consumer Financial Protection Bureau issued a proposed rule with an amendment to disclosure requirements for certain international money transfers.
September 23, 2024 |
ICBA NewsWatch Today
CFPB Compliance
5 Ways to Make a Good Digital Impression on Your Bank Website
A website isn’t just for location, hours and product information. It’s often a prospective customer’s first view of your community bank. Here’s how to tell your bank’s story online in an engaging and compelling way.
September 23, 2024 |
Independent Banker
FinCEN publishes beneficial ownership toolkit
The Financial Crimes Enforcement Network published a toolkit for small-business owners with beneficial ownership reporting requirements.
September 20, 2024 |
ICBA NewsWatch Today
FinCEN
Independent Banker breaks down instant payment adoption
The latest Independent Banker magazine details community banks’ uptake of instant payment systems such as FedNow and Real-Time Payments.
September 20, 2024 |
ICBA NewsWatch Today
ICBA urging community banker participation in EGRPRA review
ICBA recently issued a guide to help community bankers participate in the Economic Growth and Regulatory Paperwork Reduction Act review process launched by banking regulators this year.
September 20, 2024 |
ICBA NewsWatch Today
Charles Potts: How Fintech Relationships Can Lessen Compliance Burdens
What bank compliance benefits can fintechs provide?
September 20, 2024 |
Independent Banker
Payments
CFPB releases FAQs on ‘buy now, pay later’ products
The Consumer Financial Protection Bureau released frequently asked questions to help industry participants understand, implement, and comply with the requirements in Regulation Z for “buy now, pay later” products.
September 19, 2024 |
ICBA NewsWatch Today
CFPB Compliance
Fed cuts rates by 50 basis points
The Federal Open Market Committee voted to cut target interest rates by 50 basis points due to improved confidence that inflation is moving sustainably toward its 2% goal.
September 19, 2024 |
ICBA NewsWatch Today
Federal Reserve
ICBA testifies before Congress on community bank support for small business
ICBA Rural America and Agriculture Committee Chairman Gus Barker told Congress that community banks have served rural America well for decades and play a vital role in the economic prosperity of small businesses, farms, and families in thousands of local communities.
September 19, 2024 |
ICBA NewsWatch Today
Agriculture
ICBA urges policymakers to take on crypto scams, improve information sharing
The persistent growth of romance confidence scams emphasizes the urgent need for policymakers to prioritize national security, counter illicit finance uses of cryptocurrency, and improve information sharing with community banks, ICBA told Congress.
September 19, 2024 |
ICBA NewsWatch Today
Digital Assets
Is Your Community Bank Ahead of the Pack on Instant Payments?
Whether it’s through RTP or FedNow, many community banks are still exploring how instant payments rails can fulfill the needs of and benefit their customers.
September 19, 2024 |
Independent Banker
Payments
Following ICBA advocacy, FDIC includes credit unions in merger guidance
As advocated by ICBA, the FDIC approved a new statement of policy on bank mergers that for the first time explicitly states that additional scrutiny may be needed for deals involving tax-exempt credit unions.
September 18, 2024 |
ICBA NewsWatch Today
Credit Unions
CFPB: Banks need to keep proof of consent for certain overdraft fees
The Consumer Financial Protection Bureau issued a circular that says a financial institution violates the Electronic Fund Transfer Act and Regulation E if “there is no proof that it has obtained consumers’ affirmative consent before levying overdraft fees for ATM and one-time debit card transactions.”
September 18, 2024 |
ICBA NewsWatch Today
CFPB Compliance
OCC approves separate rule, guidance on bank mergers
The OCC approved a final rule updating its regulations for business combinations involving national banks and federal savings associations and a policy statement clarifying its review of applications under the Bank Merger Act.
September 18, 2024 |
ICBA NewsWatch Today
DOJ rescinds bank merger guidelines in favor of generic standards
The Justice Department announced that it is withdrawing its 1995 bank merger guidelines, saying its 2023 merger guidelines for all industries will be its sole and authoritative policy.
September 18, 2024 |
ICBA NewsWatch Today
Michael Benedict: Too Much of a Good Thing?
Balance is key when it comes to capital and profitability.
September 18, 2024 |
Independent Banker
Growing the Community
Private-sector companies join tokenization project
More than 40 private-sector companies will join a group of central banks in Project Agorá, which will explore how tokenization and a wholesale central bank digital currency could enhance cross-border payments.
September 17, 2024 |
ICBA NewsWatch Today
Digital Assets
As FDIC Includes Credit Unions in Merger Statement Following ICBA Advocacy, Most Americans Support Investigation of Credit Union Bank Acquisitions
Thanks to Independent Community Bankers of America (ICBA) advocacy, the FDIC today approved a new statement of policy on bank mergers that for the first time explicitly states that additional scrutiny may be needed for deals involving tax-exempt credit unions.
September 17, 2024 |
Press Release
Credit Unions
ICBA testifying this week on supporting rural businesses
ICBA Rural America and Agriculture Committee Chairman Gus Barker is scheduled to testify before Congress this week on streamlining and coordinating support for rural small businesses.
September 17, 2024 |
ICBA NewsWatch Today
Congressional Matters
FinCEN to small businesses: Don’t wait to file beneficial owner reports
The Financial Crimes Enforcement Network called on small businesses to begin filing initial beneficial ownership reports under the Corporate Transparency Act.
September 17, 2024 |
ICBA NewsWatch Today
Endeavor Bank Turns Business Banking into a Conversation
Endeavor Bank’s consultative banking model boosts business banking with tailored meetings, onboarding roadmaps and community connections.
September 17, 2024 |
Independent Banker
Tips For Sending Transactions Over The FedNow® Service
SPONSORED | By enabling customers to send instant payments via the FedNow® Service versus only receive, banks can gain a faster, stronger ROI. Find out how and get tips on ways you can take a measured approach to offering this capability.
September 17, 2024 |
Independent Banker
Payments
ICBA releases EGRPRA guide for community banker outreach
ICBA issued a guide to help community bankers participate in the Economic Growth and Regulatory Paperwork Reduction Act review process launched by banking regulators this year.
September 16, 2024 |
ICBA NewsWatch Today
EGRPRA s.2155
FDIC board meeting tomorrow on custodial deposits, mergers
The Federal Reserve Bank of New York releases its Empire State manufacturing survey for September at 8:30 a.m. (Eastern time).
September 16, 2024 |
ICBA NewsWatch Today
Agencies announce ICBA-requested comment extension on bank-fintech arrangements
Federal banking regulators extended until Oct. 30 the comment period on a request for information on bank-fintech arrangements.
September 16, 2024 |
ICBA NewsWatch Today
Fintech Regulation
Lindsay LaNore: The 5 Ws of Goal Setting
How can you effectively set attainable goals?
September 16, 2024 |
Independent Banker
Treasury sanctions Cambodian scam centers
The Treasury Department sanctioned Cambodian businessman Ly Yong Phat, L.Y.P. Group Co., and O‑Smach Resort for their role in human rights abuse related to the treatment of trafficked workers subjected to forced labor in online scam centers.
September 13, 2024 |
ICBA NewsWatch Today
House committee chair calls for interview with Gruenberg
House Financial Services Committee Chairman Patrick McHenry (R-N.C.) called for a transcribed interview with FDIC Chairman Martin Gruenberg after Gruenberg refused to testify at a planned hearing on FDIC workplace misconduct.
September 13, 2024 |
ICBA NewsWatch Today
Independent Banker details SCOTUS decisions affecting community banking
The latest Independent Banker magazine spotlights three Supreme Court decisions that may curb the administrators that oversee community banks.
September 13, 2024 |
ICBA NewsWatch Today
How Community Banks Can Nurture Relationships With Next-Gen Customers
With the “great wealth transfer” approaching, now’s the time for community banks to plan with individuals passing on their generational wealth and to connect with those who will receive it.
September 13, 2024 |
Independent Banker
Poll shows growing demands for credit union policy reform
ICBA released new polling data showing Americans are growing increasingly uneasy with credit unions’ regulatory exemptions and support reforms to policies that arbitrarily favor these tax-exempt financial firms.
September 12, 2024 |
ICBA NewsWatch Today
Credit Unions
Today is deadline to file claims for Wawa data security incident
Today is the deadline for financial institutions to file claims in a settlement between financial institutions (including community banks) and Wawa arising out of a 2019 data security incident at the company.
September 12, 2024 |
ICBA NewsWatch Today
Security
ICBA advocacy briefing next week
ICBA next week is hosting a complimentary community bank briefing on key congressional and regulatory developments.
September 12, 2024 |
ICBA NewsWatch Today
Umpqua Bank Supports Affordable Housing Initiatives
Umpqua Bank and the Federal Home Loan Bank of Des Moines recently partnered to award $160,000 in grant money to 13 affordable housing nonprofits in Oregon.
September 12, 2024 |
Independent Banker
FDIC board meeting on custodial deposit accounts, bank mergers
The FDIC board of directors scheduled a meeting for next week on a notice of proposed rulemaking on custodial deposit accounts with transaction features and to issue a final statement of policy on bank merger transactions.
September 11, 2024 |
ICBA NewsWatch Today
ICBA: Nonbank payments firms benefit from regulatory imbalance
ICBA said it agrees with a Financial Stability Board report that nonbank service providers involved in cross-border payments are not subject to the same regulatory scrutiny as banks.
September 11, 2024 |
ICBA NewsWatch Today
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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